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Amazon Pay EMI Availability
Only on mobile platforms
Applicable only for single item purchases (one item in cart)
Minimum purchase value is INR.3000
Unavailable for purchases with Exchange offer
While making payment, Amazon Pay balance should be unchecked
Amazon Pay EMI account needs to have sufficient limit to cover for the purchase
Amazon Pay EMI account should be “Active”
Following items shouldn’t be in your cart:
Jewelry
Amazon Pay Gift Card and Amazon Pay balance top-up
Products from Amazon Global Store or Out of Country or Overseas Merchants

What is Amazon Pay EMI ?
Amazon Pay EMI is the hassle-free way to get instant credit, via a completely digital process, for purchases using EMI on Amazon.in. You have to complete the one-time setup process, which should not take more than 2 minutes and does not require you to provide credit card details. Once the setup is complete, you can avail Amazon Pay EMI payment option during checkout on Amazon.in to make payments over EMIs ranging from 3 upto 12 months. You can easily track your purchases, repayments, and limits history from a simplified dashboard for this payment mode. Amazon Pay EMI is offered to you by Amazon Pay (India) Private Limited (“Amazon”) and a third-party lending partner, Capital Float.

What are the key benefits of Amazon Pay EMI?
Get instant decision on your credit limit by the lender.
Credit card details not required.
No processing or cancellation fee.
No pre-closure charges.
Seamless checkout on Amazon.in using Amazon Pay EMI payment option.
Simplified tracking of expenses and repayments on the EMI specific dashboard

What are the eligibility criteria to avail Amazon Pay EMI?
You need to have an Amazon.in account with a verified mobile number, a valid permanent account number (“PAN”) card, bank account with one of the selected banks, and one of the officially valid document as address proof – Driving license, Voter ID card, Aadhaar, Utility Bills (not older than 60 days), Passport. You must be 18 years of age or above. Further eligibility is decided basis information already available with Amazon and your credit bureau history. Based on these and a host of other factors, Lending partner will decide the Amazon Pay EMI limit for you.

Why am I not getting the option to register for Amazon Pay EMI?
We have enabled this option for limited set of customers. We are working with our lending partner on improving the experience before expanding the customer base. We appreciate your patience.

For any queries related to Amazon Pay EMI, you can reach out to :-

Amazon.in customer service, or
Capital Float customer service – Contact details: Email at

They’ll soon give offers on Amazon Pay EMI transactions