Hey Dimers, http://timesofindia.indiatimes.com/city/patna/R...
Dont think its a repost. Was checking irctc website and then read about this in the notification box.
So its E-wallet of Irctc, which wont work during Tatkal hours but at all other times if you have verified your PAN and have wallet money (filled by Net banking and cards) then you can save on your transaction charges (5Rs only compared to banks 10+serv tax or prepaid wallets, which charge from 1-3% approx)
To register- Login on irctc.co.in Then on plan my travel page look at the tab on besides MY PROFILE ……

So enjoy this service, basically you get these features
Hassle free and secure transactions.
Precious booking time saved by eliminating payment approval cycle.
Benefit of saving Payment Gateway charges per ticket.
Manage account online and top up online.
Dependency on a specific bank is reduced, as when any of the provided banks go offline, you can still book tickets from your eWallet account.

Salient features of eWallet are:

User Authentication: IRCTC eWallet users will be verified and authenticated through their PAN card number in an Online Verification Process.
Secured Access: IRCTC offers secure booking through eWallet by providing Transaction Password/ PIN Number that is required to be entered for every booking done through eWallet.
Complete History: User is provided with a separate link namely eWallet that offers eWallet Transaction history, eWallet payment History & change transaction password options.
Easy Refund: In case of ticket cancellation, the due refund will be credited to your eWallet Account next day.

7 Easy steps to register and book ticket through eWallet:

Login to IRCTC with your existing IRCTC user id and password.
Click the “eWallet Registration” link under eWallet Section in the “Plan my travel” page.
Complete Verification process by providing PAN CARD No. and other details.
Deposit one time registration fee of Rs.50/-(inclusive of Service Tax and Swachh Bharat cess of 0.5% on Service Tax, non-refundable) online with any of the available payment options.
Membership fee and Redemption is subject to change at the discretion of IRCTC.
Credit the eWallet account with the minimum deposit of Rs.100/- and top up with the required booking amount. Maximum amount permitted in user’s account is Rs. 10,000.
Pay ticket booking amount through eWallet which is displayed as payment option along with other Banks.

Please note:

eWallet facility will not be available from 8:00 AM to 12:00 PM

Transaction Charge: Rs 5 per transaction
No cash refunds / No redemption allowed.
eWallet balance can only be used for booking railway tickets.

Source – https://www.irctc.co.in/eticketing/alertStaticM... [Read the 3rd alert and update (As of 22.05.2016)]

http://contents.irctc.co.in/en/EwalletUserGuid....
http://contents.irctc.co.in/en/AboutEwalle...ml